Do I Need A Will?
- July 17, 2015
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If you die tomorrow, you assume the following conditions will hold true:
- if young and unmarried, everything will go to my parents and they will take care of it
- if married, everything will go to our spouse and they will take care of it
Most of us deny death in our consciousness. Therefore we put off making a plan. The truth is that death always happens. It never stops happening.
So, back to the question, do I/you need a will?
If you are 18 years old and older, do you have items that are valuable (musical instruments, trophies, sports equipment, video players, video games, real estate, jewelry, etc.) that you would like to leave to specific people if you died?
If the answer is yes, you need a Will.
If you are 18 and older and there are family members that you do not want to receive anything you own?
Then you need a will.
You may not care for a particular family member or acquaintance but your spouse or loved one may not know this. Specifically excluding someone from your will let’s your feelings be known without communicating it to the world.
Do you want the government to decide what to do with your stuff?
When would the government get involved? If you died and had no surviving parents. If you and your spouse died and you did not leave a will.
Special state rules would apply here but do not leave it up to chance and to the government. Fill out a Will and identify who should get what.
Do you have children that are under the age of 18?
If the answer is yes then you need a Will.
Why? If you and your spouse are killed in an accident, and you have not completed a Will, then you will have not designated a guardian for your child or children. If you have not identified who the Guardian should be in case of your death, your state laws will stipulate the rules. Your children could possibly become Wards of the state. You love your children and you want the best for them. So fill out a Will now and start thinking, if you have not done so already, who you trust to ensure that your children live in a loving home, get a quality education, and are raised in a household with values similar to yours.
Do you want to drive your spouse and family crazy?
Then do not fill out a Will. This will ensure your family does not have time to focus on grieving about your loss and instead can focus on how unorganized you were. Why didn’t he. Why didn’t she. What do we do now? We do not even know their last wishes.
Not completing a Will leaves everything up to chance. It can cause havoc in people’s lives and bring recognition to the person dying that they left another task uncompleted.
Give yourself and your family piece of mind. Complete a Will today.